Deer Lodge, Morgan County TN 37726

Sold $29,900
Property Details

Deer Lodge, Morgan County TN 37726

Sold $29,900

Creek Front Owner Financed Land In TN | WCA-TR16

Sold - Deer Lodge TN

White Creek Acres is a gated community located along the rolling hills of the Cumberland Plateau. This 5.75 acre tract has over 100 feet of road frontage at the end of a road that ends in a cul-de-sac. A small area has been cleared along the road, while the remainder of the property remains wooded and ready for your creative touch. The creek frontage along the back of the property provides tranquility, while the Scenic Trail provides access to other areas that would otherwise be unavailable. The Scenic Trail Easement can be entered from either the northern or the southern entrance, however this property provides access directly. Horses were excluded from the livestock restrictions, providing you the ability to take in the gorgeous scenery while horseback riding alongside the creek. An Architectural Review Committee is standing by to approve your 1,000 square foot or larger home design. You expect the value of your property to remain high, and the Property Owners Association will help to maintain that value by holding each of your neighbors to the same minimum standards. Access to electricity and water has been provided by the local utility companies.

Property restrictions can be viewed here.

Location And Approximate Property Outline:

The red line highlights the scenic trail easement that gets you hiking access along the creek frontage.

Survey Of Owner Financed Land:

Owner Financing Options:

 Percent Down

Down Payment


Monthly Payment

0 Down




5% Down




10% Down




15% Down




20% Down




These payments are based on a 30 year loan but we can go shorter to suit the buyer. There are no pre-payment penalties and any extra paid per month goes to principal. Contact us to calculate other terms.

This tract is owned and financed through Country Places, Inc. Country Places offers 100% OWNER FINANCING on nearly all of our properties, nearly always requiring only $600 to cover all closing costs. We will finance a tract of land for up to 30 years with no prepayment penalties. In addition, anything paid over the regular payment will go towards the principal. The interest rate with nothing down starts at 8.5% and can be bought down with a down payment. Optionally, a down payment in increments of 5%, 10%, 15%, and 20% will each lower the interest rate by 1 point, to a maximum low of 4.5%. The lowest rate is 4.5% with at least 20% down. For those who wish to purchase 2 tracts, a 5% down payment is required. We offer this flexible owner financing to make it easier for people to purchase land. We keep our contracts simple and straightforward with no hidden fees. Everything can be done via mail with notarized signatures. Going to the bank for a land loan is often difficult, very time consuming and even with a sizeable down payment the interest rates are often very high. We are here to help you attain your dream of owning a little piece of the country.

  • No Down Payment On Most Properties
  • No Credit Check
  • Low Closing Cost – $600 in nearly all cases
  • Loan Terms up to 30 years
  • No Prepayment Penalties
  • Extra amounts paid are applied to loan principal
  • APR rates as low as 4.5%
  • Fixed interest rates
  • Simple and straightforward contracts
  • No hidden fees
  • All paperwork can be completed via mail or other delivery service with notarized signatures
  • Discounts available for current or prior military service – Thank You!
  • Discounts available for cash purchases

Be sure to ask us about our military and cash purchase discounts!